/* ==========================================================================
   BrokeRisk : layout. Shell, header, hero, section rhythm, footer.
   The page runs on an asymmetric 12 column grid. Headings and their
   supporting content deliberately start at different columns.
   ========================================================================== */

.wrap {
  inline-size: 100%;
  max-inline-size: var(--wrap);
  margin-inline: auto;
  padding-inline: var(--gutter);
}

/* Vertical rhythm lives on this one class. Nothing else sets block padding
   on a section, so there is no specificity fight over spacing. */
.section { padding-block: var(--section-y); position: relative; }
.section--tight { padding-block: clamp(3rem, 5vw, 4.5rem); }

/* A hairline plus a tick mark opens a section. The tick sits on the grid,
   so it reads as a coordinate rather than as decoration. */
.section--ruled { border-block-start: 1px solid var(--line-soft); }
.section--ruled::before {
  content: '';
  position: absolute;
  inset-block-start: -1px;
  inset-inline-start: max(var(--gutter), calc(50% - var(--wrap) / 2 + var(--gutter)));
  inline-size: 56px;
  block-size: 2px;
  background: var(--blue-bright);
}

.grid12 { display: grid; grid-template-columns: repeat(12, 1fr); gap: clamp(1rem, 2.2vw, 1.75rem); }

.section-head { margin-block-end: clamp(2.5rem, 4.5vw, 4rem); }
.section-head h2 { max-inline-size: 18ch; }

/* Heading left, intro offset right. Asymmetry, not a centred stack. */
.section-head--split { display: grid; gap: 1.25rem clamp(1.5rem, 4vw, 4rem); align-items: end; }
@media (min-width: 900px) {
  .section-head--split { grid-template-columns: minmax(0, 7fr) minmax(0, 5fr); }
  .section-head--split .section-intro { margin-block-start: 0; padding-block-end: .35rem; }
}

/* --------------------------------------------------------------------------
   Header
   -------------------------------------------------------------------------- */
.site-header {
  position: sticky;
  inset-block-start: 0;
  z-index: 100;
  background: rgba(11, 13, 16, .72);
  backdrop-filter: blur(18px) saturate(150%);
  border-block-end: 1px solid transparent;
  transition: border-color .3s var(--ease), background .3s var(--ease);
}
.site-header.is-stuck {
  background: rgba(11, 13, 16, .92);
  border-block-end-color: var(--line);
}

.nav { display: flex; align-items: center; gap: clamp(1rem, 3vw, 2.5rem); min-block-size: 74px; }

.logo { display: inline-flex; align-items: center; gap: .65rem; text-decoration: none; flex: none; }
.logo__mark { inline-size: 34px; block-size: 34px; flex: none; }
.logo__word {
  font-family: var(--font-display);
  font-size: 1.22rem;
  font-weight: 700;
  letter-spacing: -0.03em;
  color: var(--text);
}
.logo--lg .logo__mark { inline-size: 40px; block-size: 40px; }
.logo--lg .logo__word { font-size: 1.4rem; }

.nav__list { display: flex; align-items: center; gap: clamp(.15rem, 1.2vw, 1rem); margin-inline-start: auto; }
.nav__link {
  display: inline-block;
  padding: .5rem .7rem;
  font-size: .9375rem;
  color: var(--slate);
  text-decoration: none;
  border-radius: var(--r-xs);
  transition: color .2s var(--ease);
}
.nav__link:hover { color: var(--text); }
.nav__link.is-current { color: var(--text); }

.nav__actions { display: flex; align-items: center; gap: .6rem; flex: none; }
.nav__toggle { display: none; padding: .5rem; border-radius: var(--r-xs); color: var(--text); }

@media (max-width: 1080px) {
  .nav__list {
    position: fixed;
    inset-block: 74px 0;
    inset-inline: 0;
    flex-direction: column;
    align-items: stretch;
    gap: 0;
    margin: 0;
    padding: 1rem var(--gutter) 2rem;
    background: var(--bg);
    border-block-start: 1px solid var(--line);
    transform: translateY(-12px);
    opacity: 0;
    visibility: hidden;
    overflow-y: auto;
    transition: opacity .25s var(--ease), transform .25s var(--ease), visibility .25s;
  }
  .nav__list.is-open { transform: none; opacity: 1; visibility: visible; }
  .nav__link { padding: .95rem .25rem; font-size: 1.1rem; border-block-end: 1px solid var(--line-soft); border-radius: 0; }
  .nav__toggle { display: inline-flex; order: 3; }
  .nav__actions { margin-inline-start: auto; }
}

.nav__cta { display: none; }
@media (max-width: 560px) {
  .nav__actions .btn { display: none; }
  .nav__cta { display: block; padding-block-start: 1.5rem; }
}

/* --------------------------------------------------------------------------
   Hero
   -------------------------------------------------------------------------- */
.hero { position: relative; padding-block: clamp(3.5rem, 7vw, 6rem) clamp(4rem, 7vw, 6.5rem); overflow: hidden; }

/* One blue glow, off centre, behind the risk panel. The only gradient
   on the page that is purely atmospheric. */
.hero::before {
  content: '';
  position: absolute;
  z-index: 0;
  inset-block-start: -20%;
  inset-inline-end: -5%;
  inline-size: 55%;
  aspect-ratio: 1;
  background: radial-gradient(circle at 50% 50%, rgba(76,141,255,.17), transparent 64%);
  pointer-events: none;
}
.js .hero::before { animation: hero-drift 24s ease-in-out infinite; }
@keyframes hero-drift {
  0%, 100% { transform: translate3d(0, 0, 0) scale(1); }
  50%      { transform: translate3d(-7%, 5%, 0) scale(1.14); }
}
@media (prefers-reduced-motion: reduce) { .js .hero::before { animation: none; } }

.hero__grid { position: relative; z-index: 1; display: grid; gap: clamp(2.5rem, 5vw, 3.5rem); align-items: center; }
@media (min-width: 980px) { .hero__grid { grid-template-columns: minmax(0, 6.6fr) minmax(0, 5.4fr); } }

.hero h1 { max-inline-size: 16ch; }
.hero__lede { margin-block-start: 1.6rem; max-inline-size: 54ch; font-size: var(--step-1); color: var(--text-2); }
.hero__ctas { display: flex; flex-wrap: wrap; gap: .75rem; margin-block-start: 2.25rem; }

.hero__note {
  display: flex;
  align-items: center;
  gap: .6rem;
  margin-block-start: 2rem;
  font-size: .875rem;
  color: var(--slate);
}
.hero__note svg { inline-size: 17px; block-size: 17px; color: var(--blue-bright); flex: none; }

/* --------------------------------------------------------------------------
   Carrier strip
   -------------------------------------------------------------------------- */
.carriers { border-block-start: 1px solid var(--line-soft); padding-block: 1.75rem; }
.carriers__label { font-size: .8125rem; color: var(--slate); margin-block-end: 1.1rem; }
.carriers__list { display: flex; flex-wrap: wrap; align-items: center; gap: clamp(1.5rem, 4vw, 3.25rem); }
.carrier { display: inline-flex; align-items: center; gap: .55rem; color: var(--slate); }
.carrier svg { inline-size: 20px; block-size: 20px; flex: none; opacity: .85; }
.carrier span { font-family: var(--font-display); font-size: .9375rem; font-weight: 500; letter-spacing: -0.01em; }

/* --------------------------------------------------------------------------
   Footer
   -------------------------------------------------------------------------- */
.site-footer { border-block-start: 1px solid var(--line); padding-block: clamp(3.5rem, 6vw, 5rem) 2rem; }
.footer__top { display: grid; gap: clamp(2.25rem, 4vw, 3rem); }
@media (min-width: 760px)  { .footer__top { grid-template-columns: 1.5fr 1fr 1fr; } }
@media (min-width: 1020px) { .footer__top { grid-template-columns: 1.7fr 1fr 1fr 1.2fr; } }

.footer__blurb { margin-block-start: 1.15rem; max-inline-size: 36ch; font-size: .9375rem; color: var(--slate); }
.footer__title { font-family: var(--font-display); font-size: .9375rem; font-weight: 600; color: var(--text); margin-block-end: 1rem; }
.footer__links { display: grid; gap: .65rem; font-size: .9375rem; }
.footer__links a { color: var(--slate); text-decoration: none; transition: color .2s var(--ease); }
.footer__links a:hover { color: var(--blue-bright); }

.footer__contact { display: grid; gap: .85rem; font-size: .9375rem; font-style: normal; color: var(--slate); }
.footer__contact > div { display: flex; gap: .65rem; align-items: start; }
.footer__contact svg { inline-size: 17px; block-size: 17px; color: var(--blue-bright); flex: none; margin-block-start: .25rem; }
.footer__contact a { text-decoration: none; }
.footer__contact a:hover { color: var(--blue-bright); }

.social { display: flex; gap: .5rem; margin-block-start: 1.5rem; }
.social a {
  display: grid;
  place-items: center;
  inline-size: 38px;
  block-size: 38px;
  border: 1px solid var(--line);
  border-radius: var(--r-sm);
  color: var(--slate);
  transition: border-color .2s var(--ease), color .2s var(--ease), background .2s var(--ease);
}
.social a:hover { border-color: var(--blue-line); color: var(--blue-bright); background: var(--blue-dim); }
.social svg { inline-size: 17px; block-size: 17px; }

.footer__bottom {
  margin-block-start: clamp(2.5rem, 5vw, 3.5rem);
  padding-block-start: 1.6rem;
  border-block-start: 1px solid var(--line-soft);
  display: flex;
  flex-wrap: wrap;
  gap: 1rem 2rem;
  justify-content: space-between;
  font-size: .8125rem;
  line-height: 1.7;
  color: var(--slate);
}
.footer__legal { max-inline-size: 70ch; }